Love Bisht
Senior Manager Risk , Chime
Bio
Love Bisht is a recognized leader in authentication risk and fraud prevention, driving innovation at the intersection of security and user experience. As a Senior Manager of Authentication Risk at Chime, Love has led groundbreaking initiatives that have transformed how millions of members securely access their accounts. His work on optimizing login experience (Biometric, Passkeys, MagicLink) has significantly reduced login friction, increasing login success rates while maintaining robust fraud controls. By integrating data science machine learning models, authentication signals, and behavioral intelligence, he has optimized security policies to minimize friction for legitimate users while keeping bad actors out—impacting hundreds of thousands of users monthly and generating cost savings for the business.
Before Chime, Love was VP of Fraud Strategy and Analytics at Goldman Sachs, where he assessed and integrated cutting-edge identity verification, authentication, and behavioral biometrics solutions. His strategic evaluations influenced key fraud prevention initiatives across consumer banking.
At Discover Financial Services, Love built and implemented fraud defenses for digital payments, preventing multimillion-dollar fraud losses while improving customer experience. His expertise in risk extends to financial crime analytics at PwC, where he developed risk-scoring models and transaction monitoring systems for large-scale AML investigations.
With a background in software engineering at Adobe and a Master’s in Information Systems from Indiana University, Love blends deep technical expertise with strategic leadership. Passionate about the future of authentication, he continues to drive innovations that make digital banking more secure, seamless, and resilient against emerging threats.