Issuers, Want FIDO Auth in a Merchant’s Checkout? Just Ask!

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3D-Secure provides the rails which allow card issuers to send instructions to the 3DS SDK within a merchant’s browser or mobile app so consumers can be authenticated at checkout. These instructions enable legacy auth methods like device tags, SCA compliance, FIDO, approve more transactions, and virtually eliminate step-ups that interrupt the UX.

FIDO is working with 3DS &W3C to standardize these SDK instructions so issuers can be the FIDO reliant party within the merchant checkout.